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Database of Community Benefits Frameworks Across the US

This database includes information pertaining to different types of publicly available community benefits frameworks, including community benefits agreements (CBAs), host community agreements (HCAs), project workforce agreements (PWAs) and community benefit plans (CBPs), amongst others. They can be an important tool to ensure that tangible benefits from development projects are felt locally, enable communities to create or fund programs that matter to them, and help developers develop local relationships and earn community acceptance of a project. This database, therefore, aims to provide information that would be useful to community organizers, policymakers, lawyers, researchers, developers, and other individuals interested in better understanding how agreements between developers and local communities are structured to provide benefits to a local community as part of the development of a specific project.

Compiled by the World Resources Institute and Data for Progress, this database will regularly be updated as more community benefit frameworks are reviewed and analyzed. If you have access to community benefit frameworks not reflected in this database, please reach out to us here.

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Displaying 21 - 25 of 72
First Citizens Bank
Framework Type: Community Benefits Agreement
Sector: Finance
Project Summary: First Citizens Bank, which operates numerous branches in California, seeks to merge with The CIT Group.
Parties to framework: First Citizens Bank (FCB); National Community Reinvestment Coalition (NCRC)
State: California
Year Signed: 2021
Benefits included:
  • Employment and Workforce training
  • Local infrastructure and housing
  • Other financial support
Benefits - Employment and workforce training:
– Seek out opportunities to fund adult apprenticeship programs designed to increase skills for people of color, as well as other workforce development opportunities (p. 8)
– Maintain a supplier diversity program and set a goal to reach at least 8% of its annual sourceable spend going to businesses owned by people of color, women, and veterans by the end of year two of the agreement and at least 10% by the end of this agreement period (p. 10)
Benefits - Local infrastructure and housing:
– Provide CDCs with financing for the construction and rehab of affordable rental units in low-and medium-income and majority-minority communities (p. 6)
Benefits - Financial support:
– Increase home purchase lending by 35% over five years to low- and middle-income Borrowers, Black, Hispanic, Asians/Hawaiians/Pacific Islanders, LMI Census Tracts, and majority-minority census tracts (p. 1)
– Increase home improvement lending by 35% over five years to low- and middle-income Borrowers, Black, Hispanic, Asians/Hawaiians/Pacific Islanders, LMI Census Tracts, and majority-minority census tracts ” (p. 2)
– Increase refinancing lending by 35% over five years to low- and middle-income Borrowers, Black, Hispanic, Asians/Hawaiians/Pacific Islanders, LMI Census Tracts, and majority-minority census tracts (p. 3)
– Lower the minimum credit score to qualify for mortgage lending from 680 to 620 to increase access (p. 4)
– Increase lending to businesses in LMI census tracts by 20% over five years (p. 5)
– Increase lending to businesses with less than $1 million in annual revenue by 20% over five years (p. 5)
– Offer pre-development loans for Low-Income Housing Tax Credit (LIHTC) projects (p. 6)
– Track community development loans and investments with organizations led by people of color and commit to increasing the amount of community development loans and investments for these organizations over the term of the agreement (p. 6)
– Increase philanthropy spending by 23% over five years with $10 million per year for five years (p. 7)
– Increase overall community benefits plan previously agreed upon by 25% over the new plan period (p. 11)
Benefits - Other:
– Support capacity-building efforts for non-profit organizations led by people of color (p. 8)
Flagstar Bank
Framework Type: Community Benefits Plan
Sector: Finance
Project Summary: Flagstar Bank seeks to merge with Desert Community Bank's eight branches in San Bernadino, California.
Parties to framework: Flagstar Bank; Desert Community Bank
State: California
Year Signed: 2017
Benefits included:
  • Employment and Workforce training
  • Other
  • Other financial support
Benefits - Employment and workforce training:
– Adoption of a formal corporate supplier diversity program to prioritize local vendors and those owned by members of communities that have historically been underserved (p. 2)
Benefits - Financial support:
– Increase mortgage loan originations to exceed the proportional share of originations to low- and moderate-income borrowers, and racial and ethnic minority borrowers (p. 1)
– On an annual basis, Flagstar will commit to lending, investment, donations, and other activities that meet or exceed 20% of total deposits in California, ensuring that the distribution of these funds goes toward low- to moderate-income individuals and historically underserved communities (p. 1)
– Annual goal of ensuring that half of small business loans are originated in an amount not exceeding $150k and to small businesses with less than $1m annual revenues (p. 2)
– Commit to dedicating 0.25% of annual deposits to new community development investments including affordable housing development, small business lending, and others (p. 2)
Benefits - Other:
– Annual contributions of .025% of deposits to charitable donations (p. 3)
– Provide in-person bilingual support at its branches (p. 4)
Fourth Avenue
Framework Type: Community Benefits Agreement
Sector: Redevelopment/Construction
Project Summary: 737 4th Avenue LLC and Fourth Avenue 731 LLC seek to construct improvements on their properties in New York City, New York.
Parties to framework: 737 4th Avenue LLC; Fourth Avenue 731 LLC; Brooklyn Workforce Innovations; Fifth Avenue Committee Inc; Southwest Brooklyn Industrial Development Corporation; Opportunities For A Better Tomorrow
State: New York
Year Signed: 2021
Benefits included:
  • Employment and Workforce training
  • Local infrastructure and housing
  • Other
Benefits - Employment and workforce training:
– Developers to make commercially reasonable efforts to work with local hiring groups to develop local hiring/contracting program for construction & permanent jobs that directly engages Sunset Park and Red Hook residents of diverse socioeconomic backgrounds (p. 6)
Benefits - Local infrastructure and housing:
– Make commercially reasonable efforts to install green elements beyond the green/solar infrastructure that is required locally (such as bioswales and water retention equipment) (p. 5)
– Include publicly accessible bicycle parking (p. 6)
Benefits - Other:
– Create outreach program for Sunset Park residents for application for affordable housing units (p. 4)
– Minimum of three marketing sessions in multiple languages for the public for training on how to apply (p. 4)
– Make commecially reasonalbe effort to include public art by local artists (p. 5)
– Developers to lease ground floor space to local entrepreneurs, light manufacturers/craftspeople, artists or nonprofit organizations on temporal basis & below market value (at least 20% less) (p. 5)
Halifax and Green Earth Cannabis
Framework Type: Host Community Agreement
Sector: Cannabis
Project Summary: Green Earth Cannabis seeks to operate a retail marijuana store in Halifax, Massachusetts.
Parties to framework: Town of Halifax, MA; Green Earth Cannabis, Inc.
State: Massachusetts
Year Signed: 2021
Benefits included:
  • Employment and Workforce training
  • Financial support
Benefits - Employment and workforce training:
– Local hiring preference to residents of the town (p. 6-7)
Benefits - Financial support:
– Provide annual Community Impact Funding (CIF) of 3% of gross sales of marijuana to the town (p. 2)
Hill District
Framework Type: Community Benefits Agreement
Sector: Entertainment
Project Summary: Pittsburgh Real Estate Redevelopment LP seeks to redevelop an arena in Pittsburgh, Pennsylvania.
Parties to framework: One Hill Neighborhood Coalition (Coalition); Sports and Exhibition Authority of Pittsburgh and Allegheny County (SEA); County of Allegheny (County); City of Pittsburgh (City); Urban Redevelopment Authority of Pittsburgh (URA); Pittsburgh Arena Real Estate
State: Pennsylvania
Year Signed: 2008
Benefits included:
  • Employment and Workforce training
  • Local infrastructure and housing
Benefits - Employment and workforce training:
– The Coalition and Public Entities will work to establish a model first-source referral center to provide job preparation, counseling, training, and supportive services (p. 9)
– Prioritizing hiring Hill District residents (p. 10)
– Use good faith efforts to encourage business opportunities for women and minority-owned businesses (p. 13)
Benefits - Local infrastructure and housing:
– Commit up to $1 million in needed financial assistance to establish a grocery store within the Hill District (p. 8)
– Assist the Pittsburgh YMCA with developing a multi-purpose facility in the Hill District community (p. 11)
Benefits - Other:
– The Coalition and Penguin Entities will cooperate to build a Neighborhood Partnership Program (NPP) to strategically address critical needs in Hill District (p. 11)